Grow With Us

1. Investment Purpose:

The investor’s capital will be utilized for e-commerce business activities including product

sourcing, marketing, inventory purchases, logistics, and related operational costs under Fitoor LLC.

2. Minimum Investment:

The minimum investment amount is USD 3,500 (or equivalent currency).

3. Investment Duration:

The investment term will be 7 months.

Profit for 6 months will be shared with the investor, while the 1 month’s profit will be retained by

the company to cover expenses as stated in Clause 11 (Expense Allocation).

If the duration is 1 year, it will be considered 14 months — 12 months for the investor’s profit

share and 2 months for the company.

4. Profit Distribution Timeline:

The company will distribute the monthly profit to investors within the first 7 days of every month.

In case of any delay, Fitoor LLC will notify investors in advance.

2. Re-Investment Policy:

Re-investment decisions will be made by the company based on the business situation, product

cycle, and market performance.

3. Profit Ratio (ROI):

The investor will receive approximately 7% to 8% monthly ROI, depending on market

performance.

For example, if the total ROI is 35%, investors will receive 7–8% as profit.

The monthly ROI percentage is variable and not constant.

4. Loss Sharing:

In the event of a loss, both parties will share the loss equally (50%-50%).

For example, if the total investment is PKR 1,000,000 and a loss of PKR 100,000 occurs, PKR

50,000 will be borne by the investor and PKR 50,000 by the company.

5. Direct Dealing Policy:

The company will only deal directly with the person(s) who entered into this agreement.

Fitoor LLC will not be responsible for any third-party arrangements made by the investor.

6. Currency & Profit Distribution:

Monthly profits will only be transferred to the investor’s registered bank account in the agreed

currency.

07. Early Termination:

The agreement cannot be cancelled before the completion of the investment period.

08. Renewal / Completion Notice:

After completion, the investor must inform the company at least 30 days before the contract’s

expiry if they wish to renew or withdraw the investment.

09. Expense Allocation:

A one-month profit equivalent will be retained by the company to cover operational expenses,

management, and business-related costs.

10. Islamic Business Principles:

The business will be conducted under Islamic rules and principles.

Interest-based transactions and activities against Islamic values are strictly prohibited.

11. Company-Initiated Cancellation:

If the company decides to terminate the agreement, the investor will be informed 10 days in

advance, with valid reasons stated.

12. Legal Compliance:

All business operations will comply with international and local laws of the countries involved in

the business.

13. Force Majeure (Natural Disasters & Political Issues):

The company will not be responsible for losses caused by natural disasters, wars, or political

instability.

Such risks will be borne by the investor.

14. Political or Policy Changes:

If new laws or government policies affect business performance, the company will communicate all

relevant updates to investors.

15. Confidentiality:

Both the investor and the company agree to maintain full confidentiality of all business data,

strategies, and financial information.

16. Risk & Market Analysis:

If during product research, analysis, or inventory planning, the company identifies potential risks or

losses, Fitoor LLC has the right to pause or stop operations until the market situation becomes

favorable.

17. Transparency & Reporting:

The company will provide monthly sales and performance reports to investors through email or

dashboard access.

18. Use of Funds:

Investment funds will only be used for e-commerce purposes (inventory, logistics, advertisements,

tools, and management).

19. Dispute Resolution:

Any disputes arising from this agreement will be resolved amicably.

If unresolved, they will be settled under the jurisdiction of UAE or USA courts (depending on the

operational region).